Consequences of High Interest Rates in the Ghanaian Economy….. Free Essays

string(40) face estimation of 100,000 may be 90,000. Financing costs are among the firmly watched factors in the economy. The media on day by day bases record their development since they influence our regular daily existences and have pivotal ramifications for the soundness of the economy. They influence individual choices as whether to expend or spare, regardless of whether to purchase a house and whether to buy securities or put assets into a bank account. We will compose a custom article test on Results of High Interest Rates in the Ghanaian Economy†¦.. or on the other hand any comparative subject just for you Request Now Loan fees additionally influence the financial choices of family units or organizations, for example, regardless of whether to place their cash in the bank or put resources into new types of gear for production lines. Prior to proceeding, we should see precisely what loan costs mean. By holding monetary instruments ,, for example, credits or bonds. Savers and budgetary establishments stretch out credits to those people or firms that issue the instruments. The measure of credit expanded is the chief measure of the advance or the bond. The individuals who hold monetary instruments do so on the grounds that they get installments from the guarantors as intrigue. The rate return earned is the loan cost or pace of return. Pace of return is the cost of credit in money related markets and is generally communicated as a rate (%) of the aggregate sum obtained that will be paid every year (far beyond the reimbursement of the head, or sum acquired). In this manner, it is the cost of credit of the pace of trade between the present and what's to come. Pace of profits (r) change given financing cost (I). It is the estimation of I that just likens the current worth (PV) of the advantages of the additional capital when limited at I to its expense (Pk). That is, r is characterized as : r=MRP/Pk, where: MRP=Marginal Revenue Product Pk= Cost We would be that as it may, investigate how loan cost is determined, different hypothetical examinations that look to clarify the assurance of financing costs, qualifications among ostensible and genuine financing costs. At long last, we will relate it to the instance of the Ghanaian economy and take a gander at the outcomes of the high loan fees in Ghana. Ideas OF INTEREST YIELD/RATE Interest yields on money related instruments are thought of in various manners. The most significant of these are Nominal Yield Current Yield to Maturity NOMINAL YIELD Assuming that a security is given in a measure of 100,000 with a consent to pay 6000 in intrigue each year. The yearly installment of 6000 is the bond’s yearly coupon return. This is just the fixed measure of intrigue that the security yields every year. The ostensible yield on a security is equivalent to rN= C/F, where rN is the ostensible yield, C is the coupon return and F is the face measure of the security. The yearly yield of the 100,000bond with the 6000 coupon yield or return is equivalent to 6000/1000,000=0. 06 or 6 percent. Current Yield The present optional market cost of the security normally isn't the assumed worth of the security. Securities regularly sell in the auxiliary market at costs that are unique in relation to their assumed worth. Therefore, those examining on security buy regularly are keen on the present yield of a security. This equivalents to r I =C/P Where ri signifies the present market yield, C is the coupon return and P is the present market cost of a security. For example, the present market cost of a security with a presumptive worth of 100,000 may be 90,000. You read Outcomes of High Interest Rates in the Ghanaian Economy†¦.. in class Papers If the coupon return on the security is 6,000 every year, at that point yearly current yield on this security is equivalent to 6,000/90,000=0. 667 or 6. 7 percent. Yield on Maturity A bond’s yield on development is the pace of return if the security is held until development. Ascertaining this yield can be entangled, notwithstanding, on the grounds that the securities ordinarily vary. Regularly, bonds are sold at a markdown, beneath its assumed worth. Subsequently, taking everything into account, the investor gets a programmed capital increase if the bond is held to development. A capital increase happens when the estimation of a budgetary resource at the time it is recovered or sold is higher than its fairly estimated worth when it was bought. Subsequently, the bond pays a coupon return. The respect development must record for both the capital addition and the coupon restores that a security respects its proprietor. Estimating INTEREST RATES The money related credit advertise instrument can be ordered under four sorts ?Simple Loan This furnishes the borrower with a measure of assets (head) which at the development date must be reimbursed to the moneylender alongside an extra sum known as a premium installment. Assuming, a bank made you a basic credit of 100,000 for one year, you would need to pay the head of 100,000 of every one year’s time alongside an extra premium installment of state 10,000 given financing cost to be 10%. Regularly, business bank credits to organizations are frequently of this sort. ?Fixed installment credit: This gives the borrower a measure of assets that he is to reimburse by making a similar installment consistently, which contains some portion of the head and enthusiasm for a given number of years. For instance, in the event that you obtained 100,000, a fixed installment advance may expect you to pay 12,600 consistently for a long time. ?Coupon Bond A coupon bond pays the proprietor of the bond a fixed intrigue installment consistently until the development date, when a predetermined last sum is reimbursed. For instance, a coupon bond with 100,000 presumptive estimations may pay you a coupon installment of 10,000 every year for a long time and at the development date reimburses you the assumed worth measure of 100,000. Markdown Bond A rebate bond is purchased at a cost underneath its assumed worth (at a rebate) and the presumptive worth is reimbursed at the development date. Nonetheless, dissimilar to the coupon bond, the markdown bond makes no intrigue installment. It just takes car e of the assumed worth. For instance, a markdown bond with an assumed worth of 100,000 may be purchased for ? 90000 and in a year’s time the proprietor would be reimbursed an assumed worth of 100,000. These four kinds of instruments require installments at various occasions. Basic credit and rebate bonds make installment just at their development dates, while fixed installment advances and coupon bonds have installments intermittently until development. The choice concerning which of the instruments gives you more pay is troublesome since they all make installments at various occasions. To take care of this issue, the idea of present worth was developed to give us a system for estimating loan cost on these various kinds of instruments, Present Value (PV) approach shows the current worth Ao of a known sum A, to be gotten in ‘n’ years expecting accumulated dividends is at the rate ( I) . The current worth (PV) equation is Ao=An/(1+i)n NORMINAL VERSUS REAL RATES OF INTEREST So far we have talked about loan fees just in current cedi terms. There is, in any case, an issue with this. Swelling can disintegrate the estimation of intrigue got when a monetary instrument develops. Any individual must consider while assessing the amount to spare. For example, assuming that a saver can acquire an expressed current cedi financing cost or ostensible loan fee of r=0. 06(6%) on every cedi that he apportions to a one year bond. Assuming likewise that the saver expects that costs of merchandise and ventures would ascend by a factor, ? e=0. 03(3%) Where ? e is normal pace of expansion. This is the pace of expansion that he hopes to confront. Such expansion would lessen the measure of merchandise and enterprises that his advantage would allow him to buy. Along these lines, in spite of the fact that the saver gains post enthusiasm on the securities he envisions the expansion will destroy that intrigue and the rate ? e. Henceforth, the genuine financing cost that this saver foreseen or his normal swelling balanced loan fee is around equivalent r = r-? e r = 0. 06-0. 03=0. 03, Where r = genuine intrigue and r = ostensible loan fee. As far as what his investment funds can purchase this saver really foresees profit just 3% on his one year security. A pace of return in current-cedi terms that doesn't reflect foreseen expansion is known as Nominal Interest Rate. The foreseen pace of come back from holding a money related instrument subsequent to considering the degree to which swelling is relied upon to lessen to the measure of merchandise and ventures that this arrival could be utilized to purchase is named as Real Interest Rate. The genuine financing cost is significant for deciding how much the individual wants to spare. The explanation is that reserve funds is predestined utilization. This individual is probably going to surrender more utilization if the genuine pace of profit for reserve funds is huge. This implies the genuine financing cost is a critical determinant of the sparing in the country where this saver is a resident. Nations with high ostensible loan fees frequently experience low sparing rates in light of the fact that normal swelling is so high. Speculations OF INTEREST RATES Various hypotheses have been propounded by different business analysts to clarify the assurance of loan fees. Anyway we would concentrate on three primary hypotheses in particular; †¢Classical hypothesis †¢Neo-old style/Loanable supports Theory †¢Keynesian/Liquidity Preference Theory CLASSICAL/REAL THEORY OF INTEREST RATES This hypothesis by Marshall and Pigou utilizes reserve funds and interest in deciding financing costs. The hypothesis compares venture to interest for capital or gracefully of bonds (I. e. , deals of bonds). what's more, reserve funds to gracefully of Capital or Demand for securities (I. e. acquisition of bonds). Consequently loan fee is resolved when speculation rises to investment funds as showed beneath Figure 1. Ventures †SAVINGS COMBINATION IN THE BONDS MARKET Where B (gracefully of securities) = I( speculation ) B (interest for securities )= S (reserve funds) r is the harmony pace of enthusiasm at where S=I As indicated by the classicals, there are just two gatherings of individuals in the market to give securities; financial specialists and government. Firms offer securities so as to have capital or assets f

Aggressive Marketing and Consumption Culture Term Paper

Forceful Marketing and Consumption Culture - Term Paper Example This paper looks to assess through investigation in which basic promoting thoughts would improve instruction in advertising and general practice and at long last connection the result to individuals being what they expend. The case will, in this manner, coordinate the discoveries of an essential research dependent on a blend of a similar topic regions and make an investigation in the writing. Improvement of any showcasing thought depends regarding the matter getting the information, changing the hypothetical points of view and trying it (Mort, 1997, p. 20). Showcasing information is wide and an essential plan to the business world. Improvement of this information depends on improving the information on the segments of promoting. It, subsequently, implies that the improvement of the information and practice must be done if there is an assortment all things considered, ideal models, and procedures that will make a positive impact on the beneficiary of the information for development. The most significant objective, nonetheless, is the purchaser (Penington, 2000, p. 321). The formation of the thoughts belying genuine creation and fulfillment of the purchaser is a definitive objective of showcasing. The end shopper conduct will decide the accomplishment of the information made or the disappointment of the equivalent. As per Caterral, Maclaran, and Stevens (1999), the improvement should be possible by an emphasis on the showcasing ideal models which start with methods of pulling in a client to the formation of the way of life of utilization in the client. This issue is bolstered by Christine (2013) who featured five basic territories of center to improve promoting information. The regions are; relationship advertising, organize, decent variety, evangelism, and culture creation. The last is consistently the normal and expected result.

Campaign Finance Essay Example | Topics and Well Written Essays - 750 words - 1

Battle Finance - Essay Example The Supreme Court Case Citizens United versus Government Election Commission extended the free discourse rights to the enterprises. Nonetheless, in the light of the questions raised by the narrative Big Sky, Big Money and an exhaustive examination of the perspectives on Justice Anthony Kennedy and Justice John Paul Stevens in the given case, it would be commonsense and reasonable for state that enterprises ought not have the free discourse rights as the individual residents and considerably more should be done to shield the American races from the impact of â€Å"big money†. The unavoidable issue is to choose concerning what degree the exemplification of partnerships ought to be permitted in a law based society like the US? This inquiry should be broke down in the light of the declaration made by Justice Stevens that â€Å"†the uncommon qualities of the corporate structure require especially cautious regulation† in a constituent setting (Stevens 301).† There by, the one striking trait of companies is the sort of budgetary fortitude they have available to them, to impact the results of a political decision. This uncertainty should be drawn closer with regards to the case made by Professor David Parker of Montana State University in the narrative Big Sky, Big Money that in Montana decisions, very nearly 68 % of the cash being attributed to the political races could be followed to outside gatherings, who are exploiting the Citizens United versus ... It basically sums to a base and shallow playing with the legal standards to siphon corporate cash into the political races of the select up-and-comers, as Rodell Mollineou, the President of the examination bunch American Bridge stretching out administrations to 501C4 gatherings like WTP obtrusively declares in the narrative that â€Å"I am carrying on reasonably given to me (Frontline 1).† Thereby, the Citizens United versus Government Election Commission in a manner gave a free hand to the partnerships to utilize the monetary force available to them, to expand the truly necessary budgetary muscle to the up-and-comers whose perspectives happen to be couple with their plans. Till today the greatest snag before the corporate obstruction in the American political race framework was the test as to â€Å"How to utilize cash to impact races without revealing where cash is coming from (Frontline 1).† The Supreme Court choice in one stroke enhanced this hindrance by pronouncing corporate financing of private issue support bunches like WTP to be legitimate. The other remarkable issue before the corporate impedance in the political race process was the onus of supplying this criminal practice with an ethical support. Anyway the reason set somewhere near the Supreme Court choice that the autonomous corporate political decision use helped the reason for popular government by expanding â€Å"the number of issues examined, the profundity of their investigation, and the size of the crowd came to (Kennedy 296)†, further encouraged the corporate appointive aims. As was normal, this choice gave the truly necessary fuel to the corporate lobbyists like the crusade account lawyer James Bopp to collect the much required

Impacts of the Anthropocene Geological Era

Effects of the Anthropocene Geological Era Alexandra Pearson Geology †The Anthropocene Since the beginning, geographical timeframes have been offered names to portray certain occasions. These timespans are named as periods, and the current geographical time is known as the Anthropocene. The Anthropocene is characterized as the â€Å"era of man†. This time is connected to intense ecological changes that have occurred more than several years because of human action and the expansion of industrialisation and innovation. People have changed the worldwide condition of the earth and the impact of human effect on the earth keeps on expanding during this Anthropocene time. The topographical time, the Anthropocene is utilized to portray the time human exercises have affected the worldwide condition of the earth, it likewise depicts how human social orders have become an overall geophysical power (Steffen et al, 2007). The earth has experienced radical natural changes in the last not many hundred years; this is because of human exercises that have made an expanding sway on the worldwide condition (Crutzen, 2006). Throughout the most recent three centuries, the human populace and the pace of urbanization has significantly expanded (McNiell, 2000 refered to in Crutzen, 2006). The Anthropocene started around during the 1800s, with the presentation of industrialisation and the expanded utilization of non-renewable energy sources (Steffen et al, 2007). Numerous researchers accept that the impact of people on nature started towards the finish of the Pleistocene time the same number of the alleged â€Å"megafauna† had vanished because of the appearance of present day people. By the 1800s, industrialisation, deforestation, agribusiness and the carbon dioxide levels in the climate had expanded quickly, and nature started to change before the modern upset (Zalasiewicz et al, 2011). Researchers contend that the beginning of the Anthropocene time started when the Industrial Revolution occurred. During the late 1700s and the mid 1800s, there was a fast increment in the utilization of hardware and diverse modern innovations. This was known as the Industrial Revolution, and it was the principal human effect on the natural change (Zalasiewicz et al, 2008). Numerous researchers accept that the Anthropocene land time had started when the earth on account of the overall ecological impacts of the quick increment in the human populace and the advancement of economy (Zalasiewicz et al, 2008). The mechanical upheaval had made the worldwide condition change altogether, carbon dioxide level in the climate had expanded quickly and it was the start of the impact of people on nature. Since the time the presentation of modern apparatus in the late eighteenth and mid nineteenth century, the worldwide condition has changed altogether. There has been a fast increment in the human populace, an expansion in carbon dioxide levels in the air and an expansion in ozone harming substances. The expansion in ozone depleting substance focus has had to impactsly affect nature, the fixation has expanded more than many years, and is proceeding to increment and it has lead to various potential eradications of species in territories that are touchy to environmental change (Hughes, 2000). The expansion of ozone harming substances and carbon dioxide levels in the environment have caused a reduction in the thickness of the ozone layer, the ozone layer’s work is to make a defensive layer from the extraordinary warmth radiation from the sun around the earth. The ozone harming substances and carbon dioxide are an outcome in the expanding utilization of innovation, the expanding utilization of hardware and the expanding utilization of utilizing non inexhaustible assets, for example, petroleum products. With the diminished thickness of this layer, a greater amount of the warmth radiation from the sun enters the earth and causes worldwide temperature increment (Hartmann et al, 1999). As indicated by McCarty (2002), the earth’s atmosphere has expanded by 0.5 degrees in the course of the last one hundred years. This temperature increment can bring about major worldwide results; it has as of now lead to polar ice sheets softening and has lead to the elimination and high chance of termination of species that live in delicate situations, for example, polar bears. Extra dangers will show up as the atmosphere keeps on changing and as the temperature keeps on expanding. As the human populace expands, the accessibility of normal assets and non †inexhaustible assets diminishes. Abuse of these assets has brought about an exhaustion of inexhaustible assets (Pearce, 1988). Subsequently, in many creating nations, the assets have gotten rare and have caused numerous issues all around. Because of human exercises, in certain nations the water and different living spaces have been contaminated by corrosive mine seepage. As indicated by Johnson and Hallberg (2005), corrosive mine seepage causes natural contamination in nations that have mining enterprises. People have had significant effects on the environmental change during the current topographical period, the Anthropocene. As the human populace, ozone harming substances, carbon dioxide levels in the air and temperature keeps on expanding, the worldwide natural atmosphere will keep on evolving. Ice tops sheets will keep on ascending as the ozone layer gets more slender and ocean levels will keep on rising, bringing about a huge misfortune in seaside districts, lives and species that live in the territories that are touchy to environmental change. During this geographical time or ages, the greater part of the ecological change has been brought about by some sort of human action whether it is mining, increments in industrialisation or by expanded urbanization. The presentation of current people and industrialisation has caused major natural changes that are hard to change or converse. To hinder the fast worldwide natural and environmental change, the utilization of sustainable and non †inexhaustible assets would need to be disseminated equitably, the rate at which the human populace is expanding would need to diminish and the measure of vitality and non-renewable energy sources utilized would likewise must be diminished. On the off chance that people don't change the way that they circulate assets or control how much carbon dioxide is discharged in the air, the worldwide condition and atmosphere will proceed to decrease and further confusions will show up. In this way, the Anthropocene land time is commanded by people and the major natural changes that have happened in this period or ages have essentially been brought about by human movement, for example, mining, urbanization or industrialisation. The Anthropocene time and the human exercises that have occurred during this period are legitimately connected to the worldwide ecological change that is found on the planet. People are the fundamental driver for the vast majority of the major ecological and environmental change during this period. References Crutzen, P.J. (2006). The â€Å"Anthropocene†, Earth System Science in the Anthropocene, 13-18. Hartmann, D.L., Wallace, J.M., Limpasuvan, V., Thompson, D.W.J., Holton, J.R. (1999). Can ozone exhaustion and an Earth-wide temperature boost interface to create fast environmental change?, Cross Mark: 97(4), 1412-1417. Hughes, L. (2000). Organic Consequences of Global Warming: is the sign effectively obvious?, Trends in Ecology and Evolution, 15 (2): 56 - 61. Johnson, D.B., Hallberg, K.B. (2005). Corrosive Mine Drainage Remediation Options: a survey, Science of the all out condition, Elsevier: 338 (1-2): 3-14 McCarty, J.P. (2002). Natural Consequences of Recent Climate Change, Conversation Biology: 15(2), 320 †331. Pearce, D. (1988). The Sustainable utilization of common assets in creating nations, Sustainable Environmental Management: Principles and Practice: 102-117 Steffen, W., Crutzen, P. J., McNeill, J.R. (2007). The Anthropocene: Are Humans Now Overwhelming The Great Forces Of Nature, AMBIO: A Journal of the Human Environment, 36 (8): 614-621. Zalasiewicz, J., Williams, M., Haywood, An., Ellis, M. (2011). The Anthropocene: another age of land time?, Philosophical Transactions: The Royal Society Publishing. Zalasiewicz, J., Williams, M., Smith, A., Barry, T.L., Coe, A. L., Brown, P.R., Brenchley, P., Cantrill, D., Gale, A., Gibbard, P., Gregory, F. J., Hounslow, M. W., Kerr, A.C., Pearson, P., Knox, R. Powell, J., Waters, C., Marshall, J., Oates, M., Rawson,P. What's more, Stone, P. (2008). Are we presently living in the Anthropocene?, GSA Today, 18 (2): 4-8.

The New SAT vs. the ACT A Simple Test Comparison

â€Å"Are ‘SAT’ and ‘ACT’ the same thing?† If you’ve been thinking about this question, you’re not alone. Many high school students are curious about the similarities between these two tests and how different they really are. A quick SAT-to-ACT comparison can help you to decide whether to take the new SAT, the ACT, or both. Scoring The scoring scales for the ACT versus new SAT are very different. The highest score you can earn on the ACT is a 36. There are four sections on the ACT, and you receive a raw score for each section, which is changed into a scaled score ranging from one to 36. Your final score is the average of your four scaled scores. On the other hand, the highest score you can achieve on the new SAT is 1600. You receive a subscore for each section of the new SAT, and your final score is the sum of your subscores. Math Questions When making an SAT-to-ACT comparison, you’ll find that both tests include questions on advanced math concepts such as geometry and trigonometry as well as algebra. Of course, knowledge of arithmetic is necessary on both tests. One difference between the two Math sections is that you’re given 60 minutes to complete 60 questions on the ACT and 80 minutes to complete 58 questions on the new SAT. You’re also allowed to use a calculator throughout the Math section on the ACT, but your calculator use is limited on the new SAT. Science Questions One major difference in the new SAT versus ACT test is that there’s no specific Science section on the new SAT. However, some of the skills you use in science class are tested in other sections on the new SAT. For instance, in the Math section you’re often asked to analyze the information given on a chart or graph, and the Reading section contains passages that cover science-related topics. The ACT does have a section of Science questions   earth science, chemistry, and biology are among the sciences found on the ACT. You must answer a total of 40 questions in 35 minutes in the Science section of the ACT. Reading Questions When making an SAT-vs.-ACT comparison, you’ll see that the Reading sections on both tests share a lot of similarities. The Reading sections on both exams  feature several passages accompanied by questions. The SAT has five passages, while the ACT has four. In addition, the two tests share many of the same question types. For instance, they both have main idea, detail, vocabulary-in-context, and inference questions. In addition to those, the new SAT has data reasoning, technique, and evidence support questions. You’re given 35 minutes to finish 40 questions on the ACT and 65 minutes to finish 52 questions on the new SAT Reading section. Writing and English Tests There is a Writing Language section on the new SAT that requires you to improve on phrases found within the given passages. There may be grammar or punctuation errors in the passage or problems with sentence structure. You’ll read the passage and select the better options for the underlined phrases. The ACT has an English section with passages that also contain underlined phrases. Your task is to find a better alternative to the phrase or, in some cases, select the â€Å"no change† option. Once again, there may be grammar errors or problems with punctuation, sentence structure, or organization. You are given 45 minutes to finish 75 questions in the English section on the ACT and 35 minutes to complete 44 Writing Language questions on the new SAT. The Essay When it comes to the essay on the ACT vs. new SAT, both tests make this section optional. For the new SAT Essay section, you’re required to analyze an argument and offer evidence as to why the author’s argument is valid or invalid. Alternatively, the ACT Essay section presents you with three different perspectives on a particular issue, and your job is to evaluate each of them. On both essays, your score depends on your ability to organize your thoughts, present evidence, and convey your ideas in a clear way. Are â€Å"SAT† and â€Å"ACT† the same? In some ways, the answer is â€Å"yes,† but in many others, the answer is â€Å"no.† Regardless of which test you take, our professional instructors can help you practice for it. Look at our video tutorials and sign up for our in-person or online test prep courses today! Want to learn more about how the SAT and ACT differ? Attend one of our upcoming free live online SAT vs. ACT workshops to determine which exam is right for you. And be sure to find us on Facebook, YouTube, Google+ and Twitter!

Tips from Writers Advice on Content Creation

Writing content, such as articles, blog posts, and e-books is a little different today than it was a decade ago. It’s a lot less formal for one thing. But regardless of what genre you write in, people are busier today than they’ve ever been. Very few people have time to read about things that interest them. They definitely don’t have time to read something that doesn’t have interest or value. For this reason, content intended for busy audiences has to be easily digestible, engaging and error-free. Write First, Edit Later. Experienced writers produce a quality article or blog post pretty quickly when creativity is flowing. If your inner critic gets out too soon though, it can dry up creativity. For me personally, if I switch to editing mode before I’ve written at least three-quarters of an article, it will take me three times as long to finish it.So select your topic and just write until the ideas stop flowing. Take a break, come back, and write more. When you have most of what you want to say on the page in some form, organize it, expand upon each point, and then start your editing process. Keep It Simple Sweetheart. This is true not only for paragraphs but for sentences too. Aim for four sentences of twelve or fewer words per paragraph when possible. Skip unnecessary words and avoid fancy jargon or buzzwords. If you can say it simpler, than do so. Check for unnecessary wording and flowery descriptions when editing your work. One Idea Per Heading. Busy people skim by reading main headings first. Many times, they will make a decision about whether to keep reading or not after only reading your headings. Whatever the topic, break it into the smallest parts possible. Write about one idea, step, or topic per paragraph. Give each section a heading that identifies it. Variety Is the Spice of Life AND Writing. One really great way to spice up your writing and stand out from the crowd, is to use metaphors and imagery that is unique and does not normally go together. Throw things together that don’t belong and then make a connection. Write from the perspective of the villain or the sidekick instead of the hero. Find something that most people would overlook and emphasize that aspect in your story. Anything to make your angle on the topic different than what’s already out there.Every writer has a group of words and/or phrases that they fall back on repeatedly. This occurs often when you are writing to meet a fast-approaching deadline. It can also happen when you are overtired, or just not in the mood to write. To help identify your own favorite repetitive words or phrases, ask others who read your work to point them out to you. There are also several software programs designed to highlight repetition in your documents. Connect to Your Readers. The best way to engage people is to connect with them and the best way to connect with a reader is to speak to them directly. The guidelines for writing have changed and for online content, casual is better. Use the word â€Å"you†, talk to readers as if you are talking to your best friend or your neighbor. Put Your Best â€Å"Pen† Forward. Error-free writing is crucial to making a good first impression. With so many free tools available, an article filled with errors or typos indicates the writer just doesn’t care enough. If you don’t care enough to make sure your writing is error-free, then I can’t really trust the information or advice you are providing not to be sloppy as well. Take advantage of all the resources out there to correct your spelling, your grammar, and to root out any other â€Å"bad habit† errors you may have. Avoid Passive Voice. You will have heard about passive voice if you’ve been writing for any length of time. Consider:The zombie ripped her to shreds. OR She was ripped to shreds by the zombie.Which of those sentences is more exciting? If you still aren’t clear on what passive voice is, never fear. Just get a software program that will identify it in your writing so you can correct yourself before you submit your work. Readability. When you create content for electronic distribution whether for a website, blog post, electronic newsletter, or e-book, you don’t truly know where that content might end up. People of all ages and educational levels have access to the Internet and to your content. Find a free tool, such as Hemingway or WebpageFx and use it to gain insight into grade level and readability. Aim for a score of 60 to 80 on the Flesch Kincaid Readability Scale to be comfortable for most readers. Tell a Story or Tell Why It’s Important. If you’re writing about water safety, tell your reader about the time you were out boating on the lake, everyone was drinking, and your friend fell overboard without a life jacket. Or if you prefer, present the dire water safety statistics that drive home to the reader why they need to care about water safety. Create an Editing Checklist. In all honesty, this last tip is as important as all the rest. Create a checklist that you run through during your proofreading process and just prior to submitting or finalizing your work. A checklist will help you systematically review your written work to ensure you’ve covered all bases. Many writers fail to become good writers partly because they fail to follow some or all of these tips when creating content. Readers want quality, error-free writing. It needs to be engaging, provide value, or make them feel good about some aspect of life. It needs to do all that without errors. If you follow these 10 tips on content creation, you’ll be on the right track.

My Current Perceptions Of Children s Learning Essay

What I believe about children’s learning, is that family are first teachers, with a knowledge of their own, situated from their families and communities. Sociocultural theory maintains children’s learning is situated in the social and cultural contexts of their families and communities (Arthur et al. 2015, p. 37). Children learn in lots of different ways and in early childhood education the mantra is there is no right or wrong way for learning. How a child learns is completely individual, some children are quick to absorb learning where other children find it challenging to begin, and some other children prefer solitary play for learning. The educational theory that most aligns with my current view is Vygotsky with his theories of social interaction, scaffolding, zone of proximal development and use of language. Eun cited in Arthur et al. (2015, p. 94), describes social interaction among two or more people as the greatest motivating force for learning and development. My current perceptions of young children’s learning comes from working as a parent helper assistant at my children’s kindergarten for many years and my observation of children’s learning. Sociocultural theorists typically link activity to participation in culturally organized practices (Cobb 2015, p. 14). Ball cited in (Cobb 2015, p. 14) observes that â€Å"educational improvements consider that understanding and community is about building bridges between the experiences of the child and the knowledge of theShow MoreRelatedThe Importance Of Choosing And Completing An Experiential Learning Task1662 Words   |  7 Pagesexperiential learning task led to many avenues of exploration. Reading the required Lazloffy Habekost’s (2010) supplemental literature to this assignment made me realize how important is vivo exposure is to the current challenges people encounter daily. 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She said, â€Å"We have to make sure that every school that serves children in poverty is a real school†¦that provides them with knowledge and mental training to navigate the world around the m.† She imposed a â€Å"non negotiable† rule, which is a behavior based program that gave students more responsibility. It was proven toRead MoreThe Hero s Final Reflection897 Words   |  4 Pagesdiscussions we have become open with each other and learned a little along the way. Something as simple as our shared interests such as superhero movies or Star Wars trivia has opened up discussions we might not have had otherwise as a group. Our perceptions of each other have changed since that first awkward day playing a cheesy board game (Alder, Rosenfeld, Proctor II, 2013, p. 106-139). As we practiced our communication skills many of us have developed a stronger self-concept as well as boosted our